Health Insurance for Self-Employed People, 1099 Contractors and Families
Finding health coverage when you work for yourself can take time. 1099 Health Insurance helps independent contractors, freelancers and families compare options based on their needs and budget. We also help small business owners explore coverage for their teams.
Start with a consultation to discuss what matters to you and what options are available where you live.
Prefer to talk? Call or text (833) 833-1099.
Coverage that fits your situation
There is no single plan that fits everyone. Your options depend on where you live, who needs coverage, your budget and when you want coverage to begin.
Individuals and families
Whether you need coverage for yourself, a partner or children, we can help you compare plans available in your area. We’ll talk about monthly costs, doctors, prescriptions and the care your household may need.
Self-employed and 1099 workers
If you work for yourself, you may be choosing coverage without an employer helping to pay for it. We can help you understand the options available to you and compare what each plan costs and covers.
Small business owners
Looking for coverage for your team? We can discuss available group options, what your business may pay and what employees should know about their coverage.
What to look at when comparing plans
The monthly premium is one part of the cost. Before choosing coverage, it also helps to look at:
- Costs when you use care: deductibles, copays and other amounts you may pay.
- Doctors and hospitals: which providers you can use and what happens when you go outside the plan’s network.
- Prescriptions: whether your medications are covered and what they may cost.
- Benefits and limits: which services are covered and any exclusions or restrictions.
We can talk through these details so you have a clearer picture before you apply.
Based in Phoenix, serving clients in 32 states
1099 Health Insurance is based in Phoenix, Arizona. Coverage choices vary by location. Visit our states we serve page to see whether we can help where you live.
2020 N Central Ave, Suite 1050, Phoenix, AZ 85004
Frequently asked questions
Can I look for coverage outside the usual enrollment season?
Yes. Which options you can apply for depends on the type of coverage, your circumstances and the state where you live. We can help you review what is available to you now.
How much does health insurance cost when I’m self-employed?
Costs depend on the plan, your location and the people who need coverage. We can help you compare monthly premiums along with the costs you may pay when you use care.
Can I check whether a plan works with my doctors and prescriptions?
Each plan has its own provider network and prescription rules. Have the names of your doctors and medications ready when you compare plans.
What should I have ready for a consultation?
It helps to know your ZIP code, who needs coverage, your budget, any doctors or medications that matter to you, and when you want coverage to start.
Let’s talk through your options
Schedule a time to discuss your needs and the coverage choices available where you live.
Or call or text (833) 833-1099.
Plan availability, eligibility, benefits and costs vary by plan and location.
Get Your FREE Quote
in Just Minutes!
Use this FREE self-help tool to quickly shop for the best insurance rates.
